News
TEN speakers, top producers and coaches will teach you:
§ The Essential 3 Steps Necessary to Adapt & Thrive in the Post-Reform Environment
§ Which Tools & Resources Will Make Grow Your Business Faster & Bigger
§ The Only Two Goals You Should Be Focused on for the Next Four Years
§ What Forrest Gump Can Teach You about Succeeding in This New Environment
§ Your Most Valuable Asset & How to Increase It (Hint: It’s Not Time!)
§ The Single Concept You’ll Use to Reposition Your Business for Massive Growth
§ Personal Access to Experts Who’ve Been Planning for the Post-Reform World for the Last 18 Months!
click on the following link for details on how to attend:
www.dahuonline.com/files/Health Insurance Sales Marketing Success Tour Chicago Aug 19-20.doc
On June 28, 2010, the Administration published the interim final regulations prohibiting new group health plans and health insurance issuers in both the group and individual markets from imposing pre-existing condition exclusions on children under 19 for the first plan year (in the individual market, policy year) beginning on or after September 23, 2010. These regulations apply to grandfathered group health plans and group health insurance coverage but do not apply to grandfathered individual health insurance coverage that was in existence on March 23, 2010.
Accordingly, for non-grandfathered individual health insurance policies, children under 19 cannot be denied coverage because of a pre-existing condition for policy years beginning on or after September 23, 2010.
Click the following link to read the Q&A for clarification:
http://www.hhs.gov/ociio/regulations/children19/factsheet.html
Speaker: Larry Grudzien (Healthcare Reform)
Click on the following link to see Larry's bio:
http://www.dahuonline.com/files/Larry Grudzien's bio.pdf
Sponsor: Envision Healthcare
Envision Healthcare is a new kind of healthcare company.
We have developed a healthcare solution that brings patients and their provider into the actual financial process of controlling costs. Our plans generally save employers an average of 40% in annual premium while still allowing patients to have a benefits-rich and comprehensive healthcare plan.
On July 26, 2010, the Illinois Department of Insurance will implement the State-Based Systems (SBS) licensing system.
Click the following link for details:
dahuonline.com/files/Producer Licensing Implementation SBS(3).doc
Unum chimes in on the real price of health reform and just who will pay for it.
http://forms.unum.com/StreamPDF.aspx?strURL=/FMS_108688-1.pdf&strAudience=StreamByNumber
Here is a letter that NAHU sent to Sens. Baucus (D-MT) and Landrieu (D-LA) on their Small Business Jobs Act of 2010, specifically regarding a provision allowing the deductibility of health insurance for the purposes of calculating self-employment tax.
As many know, this has long been a NAHU legislative priority.
Under current law, business owners are not permitted to deduct the cost of health insurance for themselves and their family members for purposes of calculating self-employment tax. This provision would allow business owners to deduct the cost of health insurance incurred in 2010 for themselves and their family members in the calculation of their 2010 self-employment tax.
This legislation may well be considered soon.
More information on the bill can be accessed at the links below:
http://finance.senate.gov/newsroom/chairman/release/?id=b7c67e81-801a-4485-ac7b-5582806a6191
http://finance.senate.gov/legislation/details/?id=da799068-5056-a032-5229-92cebbd2b7a0
Click the following link to see the letter:
dahuonline.com/files/NAHU Self-Employment Tax Equity Support_July 2010 FINAL (2).pdf
On March 23, 2010, President Obama signed comprehensive health reform, the Patient Protection and Affordable Care Act, into law. The following timeline (provided by the Henry J Kaiser Family Foundation) provides implementation dates for key provisions. It reflects provisions in the new law and incorporates modifications to the law included in the Health Care and Education Reconciliation Act of 2010 passed by the House and the Senate.
Insurance agents still sifting through new health law
April 2, 2010
By JENETTE STURGES
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(Naperville Sun)
If you're feeling bewildered by the health care overhaul, you're not the only one. As the dust settles over the controversial law, local insurance agents are busy figuring out what it means for them and their clients. Click here for the full article
The health care legislation being considered by the House of Representatives and the Senate have a rolling series of effective dates starting immediately upon passage of the legislation and running all the way into 2018. This chart provides an overview on what becomes effective when.