On June 28, 2010, the Administration published the interim final regulations prohibiting new group health plans and health insurance issuers in both the group and individual markets from imposing pre-existing condition exclusions on children under 19 for the first plan year (in the individual market, policy year) beginning on or after September 23, 2010. These regulations apply to grandfathered group health plans and group health insurance coverage but do not apply to grandfathered individual health insurance coverage that was in existence on March 23, 2010.
Accordingly, for non-grandfathered individual health insurance policies, children under 19 cannot be denied coverage because of a pre-existing condition for policy years beginning on or after September 23, 2010.
Click the following link to read the Q&A for clarification:
http://www.hhs.gov/ociio/regulations/children19/factsheet.html
Speaker: Larry Grudzien (Healthcare Reform)
Click on the following link to see Larry's bio:
http://www.dahuonline.com/files/Larry Grudzien's bio.pdf
Sponsor: Envision Healthcare
Envision Healthcare is a new kind of healthcare company.
We have developed a healthcare solution that brings patients and their provider into the actual financial process of controlling costs. Our plans generally save employers an average of 40% in annual premium while still allowing patients to have a benefits-rich and comprehensive healthcare plan.
On July 26, 2010, the Illinois Department of Insurance will implement the State-Based Systems (SBS) licensing system.
Click the following link for details:
dahuonline.com/files/Producer Licensing Implementation SBS(3).doc
Unum chimes in on the real price of health reform and just who will pay for it.
http://forms.unum.com/StreamPDF.aspx?strURL=/FMS_108688-1.pdf&strAudience=StreamByNumber
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